Terms and Conditions

Guardian is regulated by the Consumer Credit Code.

A summary of some of our key terms and conditions are detailed below:

• Guardian loans are only available to cover the legal costs and expenses arising from the matrimonial and/or de facto settlement action.
• The loan amount must be drawn down all at once and paid directly into the trust account of the applicant's lawyer.
• An administration fee is payable upfront from the loan advance.
• Interest is charged on the daily outstanding balance and added monthly to the amount outstanding under the Guardian loan.
• The borrower will at all times keep Guardian informed of the status of the family law or de facto matter and provide any information required.
• If the borrower terminates the appointment of the lawyer acting for them, such termination constitutes a default event.